Refinance

Need Help Refinancing Your Member’s Mortgage?

Is your member feeling stuck with a high mortgage rate? Homeowners Resource Center can help your member breathe a sigh of relief and achieve greater financial freedom. Our dedicated CUSO team will partner with you to create a personalized refinance plan that can potentially lower your member’s interest rate, eliminate PMI, and free up cash flow to fuel their passions and priorities. Whether they’re yearning for a dream vacation, investing in their child’s education, or simply seeking more breathing room in their budget, refinancing with Homeowners Mortgage can empower them to reach their financial goals.

Key Differentiators

CUSO Expertise

We leverage the power of our Credit Union Service Organization (CUSO) network to provide competitive rates and flexible loan options tailored to your member's unique needs. Unlike traditional lenders, our CUSOs prioritize customer satisfaction over profit margins.

Interest Rate Reduction Focus

Our team is laser-focused on securing the lowest possible interest rate for your member's refinance. Lower rates translate to significant savings over the life of their loan, freeing up valuable cash flow for other financial goals.

Mortgage Insurance Elimination Strategy

If your members are currently paying for private mortgage insurance (PMI), we'll develop a strategic plan to help them reach the 20% equity threshold and eliminate PMI payments altogether. This can result in substantial monthly savings.

Equity Building Acceleration

By optimizing member loan terms through refinancing, they can significantly accelerate the rate at which they build equity in their home. This increases their financial security and opens doors to future investment opportunities.

Flexible Loan Options

We offer a variety of refinance loan options to meet your member's individual needs, whether they're looking for a fixed, adjustable rate mortgage, or a cash-out refinance to consolidate debt.

Other Services

Conventional Fixed Rate

Help your member achieve predictable budgeting with our competitive, fixed-rate conventional mortgages. Explore the flexibility of a customizable down payment.

VA Loans

Veterans deserve exceptional benefits. Our VA loans offer the advantage of no down payment, flexible credit requirements, and freedom from PMI. Help your member seize the opportunity to own their dream home.

FHA Loans

FHA loans offer a path to homeownership for qualified first-time buyers. Your member can benefit from a low down payment requirement (3.5%), more relaxed credit score standards, and the chance to build equity quickly.

Rural Housing Loans

USDA loans make homeownership attainable with zero down payment and competitive interest rates. Turn your member’s rural dream into reality!

New Construction Loans

Streamline the construction of your member’s dream home with our tailored new construction loans. Finance build costs, potentially leverage existing equity, and consolidate financing into one convenient loan.

888-900-8409

contactus@hrcuso.com

Refinance

Need Help Refinancing Your Member’s Mortgage?

Key Differentiators

Other Services

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