Making a down payment on a home can feel like a major hurdle, especially for first-time homebuyers. At Homeowner Resource Center, we’re here to help you guide your member through that obstacle with our FHA Loan Services. This innovative program is specifically designed to make homeownership a reality for more people by reducing the upfront financial burden. Unlike traditional mortgages that often require a substantial down payment, FHA loans allow borrowers to qualify for a mortgage with as little as 3.5% of the purchase price. This significantly lowers the barrier to entry and brings the dream of homeownership within reach for many aspiring homeowners.
We understand the challenges of saving for a sizeable down payment. Homeowners Advantage offers FHA loans with a minimum down payment of just 3.5%, making homeownership more accessible.
Don't let credit score hold your members back. FHA loans allow for lower minimum credit scores compared to conventional mortgages. Our team will work with you to understand your member’s financial situation and determine their eligibility.
In addition to FHA loans, Homeowners Resource Center can connect you with potential down payment assistance programs to further reduce your member’s upfront costs.
Our dedicated FHA loan specialists will guide you and your member through every step of the process, ensuring a smooth and efficient experience. We'll simplify the complexities of home financing so your member can focus on the excitement of finding their dream home.
Benefit from competitive interest rates on your FHA loan, reducing your monthly mortgage payment and saving you money in the long run.
Help your member achieve predictable budgeting with our competitive, fixed-rate conventional mortgages. Explore the flexibility of a customizable down payment.
USDA loans make homeownership attainable with zero down payment and competitive interest rates. Turn your member’s rural dream into reality!
Streamline the construction of your member’s dream home with our tailored new construction loans. Finance build costs, potentially leverage existing equity, and consolidate financing into one convenient loan.
To become a member 888-900-8409 Opt. 1
Already a member? 888-900-8409 Opt. 2
contactus@hrcuso.com
4210, 50th Street, Suite C
Lubbock, TX, 79413
NCUA CUSO Registry
#111-0007899
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