Say goodbye to the uncertainty of adjustable rates and hello to the peace of mind that comes with a Homeowners Conventional Fixed Rate Mortgage. Our fixed rates offer predictability, allowing your member to budget with confidence throughout their loan term. Whether they’re a first-time homebuyer navigating the process for the first time, or a seasoned homeowner looking to refinance, flexible down payment options can help them achieve their dream of homeownership.
Experience the peace of mind that comes with a fixed interest rate that's locked in for the term of the loan. This means no surprises and knowing exactly what the monthly mortgage payment will be, allowing your member to budget with confidence throughout their loan term.
We understand that saving for a down payment can be challenging. That's why we offer a variety of down payment options to fit anyone’s savings goals. Whether your borrower is a first-time homebuyer with a lower down payment or a seasoned buyer looking to put more money down, we have a solution!
Don't navigate the mortgage process alone. At Homeowners, you'll be assigned a dedicated home loan expert who will guide your members through every step, answer their questions, and advocate for their needs. They'll take the time to understand your member’s unique financial situation and recommend the best loan options available.
In today's competitive housing market, a fast pre-approval can make all the difference. We offer a streamlined pre-approval process so your member can be ready to make a competitive offer quickly. Knowing exactly how much financing they qualify for beforehand gives them an edge and strengthens their position as a buyer.
Our team is dedicated to finding the best possible interest rate for your member’s mortgage. We leverage our strong relationships with lenders to negotiate competitive rates that fit their budget and helps them achieve their dream of homeownership.
Help your member achieve predictable budgeting with our competitive, fixed-rate conventional mortgages. Explore the flexibility of a customizable down payment.
USDA loans make homeownership attainable with zero down payment and competitive interest rates. Turn your member’s rural dream into reality!
Streamline the construction of your member’s dream home with our tailored new construction loans. Finance build costs, potentially leverage existing equity, and consolidate financing into one convenient loan.
To become a member 888-900-8409 Opt. 1
Already a member? 888-900-8409 Opt. 2
contactus@hrcuso.com
4210, 50th Street, Suite C
Lubbock, TX, 79413
NCUA CUSO Registry
#111-0007899
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